Ok, so I went to the AT&T store to replace my iPhone, thinking I had insurance, only to find out that there never was any insurance on it.  Apparently, and I don’t blame AT&T for this, Apple won’t allow them to sell insurance on it.    The only way I could get it replaced was to call Apple and have them send me a replacement, costing me $200 (!).  I’m replacing it, but I”m not exactly happy about it.  I love my iPhone, but I hate apple’s policies.  Every other phone maker lets AT&T sell insurance, why don’t they?

*grumbles and breaks out the wallet*